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Life Cover and Protection

Protection for you and your family

We've teamed up with AIG Life Limited (now owned by Aviva) to offer a range of products that look after you and your family and can help repay a debt, like a mortgage.

Get coveredExisting policyholders
AIG Life are officially rebranding to Aviva Protection UK Limited on 17th February 2025. If you start an application with us, you may begin your journey with AIG Life branding and finish with Aviva branding.

The products we offer

Nobody likes to think of the worst, but we can help plan for the future so that, should anything happen to you, your loved ones are protected.

What is Life Cover and Protection?

Life Cover and Protection products are designed to minimise the financial impact that your death or long-term illness could have on you or your family. 

We can help you find the right Life Cover and Protection to suit your needs.

Term Assurance

A lump sum pay out if you die or are diagnosed with a terminal illness with a life expectancy of less than 12 months within your policy term.

Term Assurance with Critical Illness choices

Cover if you suffer a specified critical illness, are diagnosed with a life expectancy of less than 12 months or die.

Income Protection

Monthly income if you’re incapacitated and unable to work due to illness or injury. Less financial worry, more time to focus on your health.

Family Income Benefit

A monthly income to your loved ones if you die or suffer a terminal illness diagnosis with a life expectancy of less than 12 months.

Whole of Life Cover

A lump sum pay out when you die to help with inheritance tax bills or provide a legacy for your family.

Other life cover and protection

We have a number of life cover and protection products that we no longer sell, but we continue to support customers who have them.

When you contact us we'll explain the advice services we offer and the charges. NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers.

Financial advice is provided by NFU Mutual Select Investments Limited.

Looking for financial advice?

If you’re not sure how to put your financial plan in place an
NFU Mutual Financial Adviser can help. An NFU Mutual Financial Adviser will recommend products that are right for you based upon your personal circumstances.

Find out more

What next?

Take out cover

Ready to take out Life Cover or Protection? We can help you to make sure that you get the right cover.

Get cover

Change your cover

Let your cover provider know of a life event or discuss changes you would like to make to your cover.

Manage your cover

Make a claim

Contact your cover provider about claiming a benefit from a policy.

How to claim a benefit