Contents Accidental Damage Insurance
Cover for accidental damage to your home contents.
Extend your accidental damage cover to include more than the home entertainment equipment in your home.
Insurance overview
Additional protection for your home contents.
Under our home insurance, accidental damage to home entertainment equipment, mirrors, fixed glass in furniture, plate glass furniture tops and ceramic hobs are included as standard. But should damage to other contents in your home happen accidentally it wouldn't be covered.
This means that if you spilled a cup of coffee on your carpet, or scratched your wooden dining table, you wouldn’t be able to claim.
By adding accidental damage insurance to your contents insurance, you're covered for any accidental damage to your contents while they are in your home.
What's not covered:
- Damage due to wear and tear.
- Damage to contents while it is away from your home or garden*
- Damage that happens when your home is empty.
- Damage to money.
- Damage to clocks due to over-winding.
- Damage to items that are normally kept in the garden.
*Accidental damage to contents while it is away from your home or garden is included if cover for contents away from the home has been purchased.
Your cover will depend on your circumstances. Limits and exclusions apply.