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However you choose, whether in person or at the end of a phone, our Agents will be there for you when you need them most.
Cover overview
As an employer, you have a legal responsibility to take out Employers’ Liability Insurance. Our Employers' Liability cover can help safeguard your business and enable you to meet costs that you are legally liable to pay in the event of a claim by paying compensation for an employee's injuries or illness resulting from their work.
What's covered:
- Damages arising from injury and illness to employees, including while working abroad for up to 60 consecutive days, up to £10 million, higher limits available.
- Injury to any working partner or proprietor caused by the negligence of another working partner, proprietor or employee.
- Costs to defend proceedings against you under legislation relating to corporate manslaughter and health and safety.
- Injury arising from private work an employee does for you or any director.
What's not covered:
- Work involving asbestos, unless exposure is unintentional or accidental.
- Injury arising from any vehicles requiring compulsory motor insurance.
This is not an exhaustive list, more information can be found in the important documents section.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.
Business Protection
We believe that taking care of the long-term financial security of your business is an essential and not a ‘nice to have’. It's why we’ve teamed up with AIG Life (now owned by Aviva) to bring you a wide range of protection covers to help you take care of the future of your business.