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However you choose, whether in person or at the end of a phone, our Agents will be there for you when you need them most.
Cover overview
Legal disputes can be complicated, costly and time-consuming. We can help protect your business and employees during legal disputes by providing a specialist lawyer to advise and support you, and covering the associated costs.
We have partnered with DAS, the market leader for Legal Expenses Insurance in the UK, to administer claims on our behalf so you can be confident you've got the right people in your corner.
What's covered:
- The cost of legal representation to defend your legal rights, and any agreed compensation awards, up to £250,000.
- Unlimited access to our legal advice helpline, an employee counselling service, a tax advice service, and an online employment manual providing up-to-date guidance on employment law.
- Contract disputes relating to the supply of goods and services.
- Employment disputes and compensation.
- Tax protection, including tax or VAT enquiries by HMRC.
- Debt recovery when your normal credit control procedures are exhausted.
- Property protection against civil disputes involving property damage, legal nuisance or trespass.
- Defending your legal rights if your normal business activities result in criminal proceedings against you, such as with Police, Health and Safety Executive, or Information Commissioner.
- Statutory licence appeals where a business licence has been revoked or amended affecting your ability to trade.
What's not covered:
- Cases where there is no reasonable prospect of a successful outcome.
- Costs and legal action that haven’t been agreed in advance.
- Disputes that began before the cover started.
- Court awards and fines.
- Intellectual property rights.
This is not an exhaustive list, more information can be found in the important documents section.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.
Business Protection
We believe that taking care of the long-term financial security of your business is an essential and not a ‘nice to have’. It's why we’ve teamed up with AIG Life (now owned by Aviva) to bring you a wide range of protection covers to help you take care of the future of your business.