STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim.

If you do require urgent action to be taken by us, call: 0800282652

STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim.

If you do require urgent action to be taken by us, call: 0800282652

Commercial Legal Expenses

Protecting your business in times of dispute.

As part of our Commercial Select policy you can add specific Commercial Legal Expenses cover to suit the needs of your business.

Contact your local agency office

However you choose, whether in person or at the end of a phone, our Agents will be there for you when you need them most.

Cover overview

Legal disputes can be complicated, costly and time-consuming. We can help protect your business and employees during legal disputes by providing a specialist lawyer to advise and support you, and covering the associated costs.

We have partnered with DAS, the market leader for Legal Expenses Insurance in the UK, to administer claims on our behalf so you can be confident you've got the right people in your corner.

What's covered:

  • The cost of legal representation to defend your legal rights, and any agreed compensation awards, up to £250,000.
  • Unlimited access to our legal advice helpline, an employee counselling service, a tax advice service, and an online employment manual providing up-to-date guidance on employment law.
  • Contract disputes relating to the supply of goods and services.
  • Employment disputes and compensation.
  • Tax protection, including tax or VAT enquiries by HMRC.
  • Debt recovery when your normal credit control procedures are exhausted.
  • Property protection against civil disputes involving property damage, legal nuisance or trespass.
  • Defending your legal rights if your normal business activities result in criminal proceedings against you, such as with Police, Health and Safety Executive, or Information Commissioner.
  • Statutory licence appeals where a business licence has been revoked or amended affecting your ability to trade.

What's not covered:

  • Cases where there is no reasonable prospect of a successful outcome.
  • Costs and legal action that haven’t been agreed in advance.
  • Disputes that began before the cover started.
  • Court awards and fines.
  • Intellectual property rights.
This is not an exhaustive list, more information can be found in the important documents section.

The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.

Commercial Select Insurance

Our Commercial Select policy provides a range of covers to suit a variety of businesses.

It’s flexible so you can choose the cover to meet the needs of your business now and in the future.

Why choose us?

Why choose us?

  • Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

    Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

  • Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

    Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

  • Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

    Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

Other business products

SME Business Insurance

Our Small and Medium Business Insurance policy is suitable for businesses that have a turnover of up to £3 million.

Commercial Vehicle Insurance

Vehicles can be important to your business - from pickups and vans to larger motor fleets, we're here to help keep you on the road.

Risk Management Services

Our experts can identify the dangers facing your business and offer one to one solutions personalised to your business.

What's next?

Take out a new policy

Ready to buy a Business Insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your insurance policy.

Claims

Notify us of a new Business Insurance claim or speak to us about a claim that is in progress.