Insurance overview
When your van is off the road your business can quickly grind to a halt. That's why the right van insurance is vital. Accidents and theft unfortunately do happen so having quality insurance in place can help give you peace of mind should the worst happen.
What's included:
- Damage to your vehicle because of an accident, fire or theft.
- If your vehicle is stolen or written off, we will pay the market value or the amount shown on your policy schedule, whichever is less.
- New vehicle replacement - if you purchase a UK model from new and it’s less than 12 months old when it’s stolen or written off.
- Windscreen cover for replacing the glass with no reduction to your no claims discount.
- Guarantee on repair work when you use our approved repairers.
- Courtesy car - we’ll provide a small car for the duration of repairs if you have an accident and use one of our approved repairers; or up to 14 days if your vehicle is written off or stolen.
- Tools in the vehicle – up to £500 for tools lost, damaged in an accident or stolen from a locked vehicle.
- Personal possessions in the vehicle – up to £250 for non-trade/business items lost or damaged in an accident, or if the vehicle is stolen.
What's not included:
- Any excess, which is the amount you’ll need to pay towards a claim. Your policy documents will outline where these apply.
- Loss of value over time, damage to tyres, and wear and tear.
- Replacement keys and locks if the keys are lost.
- Caravans, catering vehicles, horsebox or livestock trailers.
- Cash, tickets, stamps, cheques and business samples.
The features and exclusions listed are not exhaustive. Your cover will depend on your circumstances. You can find further information in the Important Documents section.
Protecting your trade is our trade
Insurance for the trade industry
Through our policies we can cover your trade business against the key risks associated with your work.
Our policies are flexible and with optional covers and the ability to make changes mid-term without admin fees, the needs of your business are met now and into the future.